When you are seeking qualified, responsive prospects in a hurry, one of our uniquely defined shelf models may be just what you need. We’ve leveraged our in-depth knowledge of consumer behavior and demographics to build lists of current prospects who have the propensity to purchase specific banking products, insurance policies, home services, mortgage loans and others.
Any of these lists can also be customized to fit your exacting requirements. For example, if you are seeking prospects within driving distance of a branch office, we can apply our internally developed rooftop mapping to extract those consumers.
First-Time Homebuyers
Looking for non-homeowners who may be good candidates for home ownership? Our proprietary wealth and income model enables us to quickly extract renters from our national consumer database of 200 million individuals and screen those names through the credit bureau to provide lists of prospects who are well-qualified to buy a home.
Click here to view Data Card
HELOC
As home equity loan experts, we have developed a proven system for identifying responsive borrowers. First, we mine our national database of 120 million households to compile records of homeowners with high levels of revolving and installment debt, available equity, and a good credit. Next, we apply our home equity propensity model score. The result is a list of likely home equity borrowers who are predisposed to use your loan products. We also have pre-built models for conforming and subprime offers. And we can customize attributes to match your program’s requirements.
Prime Refi or FHA Refi
Locating homeowners who may benefit from refinancing is our specialty. We have one of the largest databases of public and government mortgage records in the industry, incorporating data from 2,600+ counties nationwide. As we compile this data weekly, we track changes across the nation by market. So, we can quickly monitor changes and identify potential new borrowers by market. In addition, our meticulous data hygiene process eliminates duplicates and assures that you receive only recent, open mortgages. Specific categories available include FHA, VA, conventional, and adjustable rate mortgages. Select by interest rate on FHA, VA, and conventional loans, or by purchase dates on adjustable rate mortgages. Mortgage amounts, loan to value ratios, and purchase prices are available for most records.
Click here to view Prime Refi Data Card
Click here to view FHA Refi Data Card
Reverse Mortgage
We’ve modeled our senior database of homeowners with exact age of 62+. Combined with our industry-leading current home valuation models, we’ve created a reverse mortgage model that accurately predicts the best prospects for a reverse mortgage. Custom criteria including spouse age, LTV, and length of residence is available.
Click here to view Reverse Mortgage Data Card
Subprime Lender
This list consists of prospects with subprime credit based on a history of obtaining subprime loans for mortgages and auto loans. These are good targets for credit repair, debt settlement, payday lending, and consumer finance offers.
Click here to view Subprime Lender Data Card
Home & Auto Insurance Buyers
For insurance marketers, Altair’s databanks contain both homeowner and automotive insurance expiration dates. For auto insurance, the month of expiration will be provided. For homeowner’s insurance, we can provide first year expiration dates or you can go back several years. Purchase price and expiration dates are provided on each record.
Life Insurance Buyers
To help you identify the best prospect for term life insurance offers, Altair begins with a list of individuals selected by age and gender. Then we overlay our in-house file of customers who have responded to mail offers in the past three months. For a more tightly focused list, you may also target specific income groups by using our investment selects or wealth scores.
Long Term Care Targets
Working with investment and financial clients, Altair has developed a proprietary wealth model that determines the likely net worth of individuals. By combining this wealth data with our individual age records, we have identified individuals between 45 and 75, who have a net worth of $300,000 to $1.5 million. Experience shows these individuals are most likely to respond to long term care insurance offers.
Ready to order?
You can run counts from these lists and purchase them through our convenient online List Counter, which provides real-time access to our databases and delivers fresh prospects right to your desktop in as little as five minutes.
Or, for expert advice and service, contact us today.
